Why choose us?
The short answer for why you want to work with us is: trusted advice. Both the Consumer Financial Protection Bureau and Department of Education have warned consumers to avoid scammers and for-profit student loan debt relief businesses that see you as primarily a bottom-line opportunity and may charge thousands of dollars upfront. We’re actually in your corner and committed to serving as your financial advocate.
NFCC® Certified Credit Counselors are accredited financial advocates dedicated to helping borrowers resolve their money issues. Each counselor completes a rigorous certification program designed to make sure you receive the best possible education and advice, not just about your student loans, but your entire financial situation.
When it comes to repayment, the fact is it needs to be about more than lowering your payment today. It’s important to understand how your monthly payment could impact your ability to achieve your financial goals tomorrow. For this reason, every student loan counseling session begins with a review of your complete financial situation including your current source(s) of income and all of your outstanding debt (mortgages, car loans and credit card balances).
As we work together, this helps in understanding and evaluating your repayment options and in determining which ones best serve your long-term financial goals.
Whether you are still in school, a recent graduate or interested in reevaluating how you’ve been handling your repayment(s) since leaving school, we’ll provide the trusted answers you need to move forward with greater confidence.
Why comprehensive counseling?
It’s been found to make a difference.1
Improved their overall money confidence.
Say they are now paying debt more consistently.
1Research conducted at The Ohio State University in 2015 on behalf of the NFCC Sharpen Your Financial Focus™ program which involved clients who have student loan debt.