Get more than repayment options.
Get a game plan.
Borrowing to pay for college is the easy part. Repaying the debt is much harder. It involves more than just finding the money for repayment and knowing which options are best for you. Your current budget and changes in your future earnings and responsibilities also need to be considered. This is why it helps to engage an expert, who can guide you through the complexity of the various repayment plans, explain your options under each and take into account the full context of your financial circumstances. NFCC® Certified Credit Counselors are as fluent in the language of student financing as they are in all other areas of personal finance and debt management. When you engage one of these experts, your one-on-one counseling session will not only address your student debt but leave you with a comprehensive plan for managing all of your financial responsibilities.