An education is a great thing—but just because a student has graduated from college doesn’t mean they’ll make all the right decisions when it comes to personal finance. In fact, according to one survey, most recent college grads reported making a credit-damaging mistake within two years of getting their degree.   The post-graduation world of Read more >

Saving Before Graduation While it’s difficult to focus on the future with a mountain of homework in front of you, there are easy ways to start saving before you graduate. Since a vast majority of college students share housing, many are able to drastically cut electric, utility, cable, and internet bills. Some Ways Student Can Read more >

There are a few different ways that student loan debt affects your taxes, from possible deductions to what you may owe in the future.   You can deduct student loan interest from your income. If you paid interest on student loans last year, you can lower your taxable income by up to $2,500. Student loan Read more >

No one plans to let their student loans fall into delinquency but with 44.2 million borrowers and an 11.2% delinquency rate, we know that millions of us do. There are some simple strategies you can take to put yourself in the best position to keep your student loans current and reach your ultimate goal of Read more >

  Once you commit to a college, your financial aid package is likely to lead to your second most-important choice: Should you use federal or private loans to cover your funding gap?   PRIVATE LOANS SHOULD BE PLAN B. Private loans may seem like less of a hassle—you go to your bank or credit union Read more >

Making a commitment to love and cherish someone until “death do you part” is intimidating enough, but with each person bringing their financial history into the marriage, it can add an extra level of complexity.   LOVE ME, LOVE MY DEBT. With roughly 44 million Americans owing $1.48 trillion in student debt, the chances of Read more >

Graduation season is upon us, which means that a whole new batch of students will be entering the workforce. But with that anticipation comes the stress of having to repay your student loans. If you’re one of the millions of graduates dealing with student loan debt, you will want to know your options. So, are Read more >

When it comes to student debt, the longer it takes to repay your loans, the more expensive your education becomes. A negative about compounding interest… While repayment of your unsubsidized debt is deferred until you are out of school, the interest “meter” starts running as soon as each loan is disbursed. When you graduate, if Read more >