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Articles on Student Loan Repayment

What to Do If You Default on Your Student Loan

Did your student loans come out of deferment and you didn’t realize it? Missing even one payment puts you at risk of defaulting on your student loan.  Defaulting on your student loan can have some serious implications to your credit.  However, there are a few things you can do to avoid any more damage. Below Read more >

NFCC Reaction to CFPB Report: Housing Crisis Response Provides Blueprint to Address

 By Bruce McClary CFPB report highlights familiar challenges that struggling borrowers face; the federal government may a blueprint for addressing these challenges by looking to the successful response to the housing crisis. A report recently released by the Consumer Financial Protection Bureau (CFPB) Student Loan Ombudsman has offered a compelling case regarding the need to Read more >

What You Should Be Doing with Your College Refund Check

 By Tara Carter Its refund season! Around this point in the semester, colleges and universities around the country are beginning to disperse refund checks. To some, these checks act as free spending money, however many forget these checks are part of your student loans that carry interest. So, the question is what should students really Read more >

The Differences Between Your Student Loans

 By Tara Carter Classes are back in session and thousands of students across the country are preparing for the upcoming fall semester. For many students, applying for student loans played an important role in the college process. Along with many other factors that come along with student loans, you’ll want to know the differences between Read more >

Everything to Know About Student Loan Interest Rates

  By Tara Carter Like any other loan, student loans carry interest for borrowers. There are many different factors that can contribute to determining what a borrower’s interest rate may be; for example, the type of loan it is, and whether it is a federal or private student loan. First, before comparing different interest rates, Read more >

Changes in FAFSA Beginning 2017 You Should Know

By Barry Coleman In September 2015, President Obama announced changes to the Free Application for Federal Student Aid (FAFSA) process that will impact the millions of students and their families applying for federal student aid.  These changes will allow students to submit the FAFSA earlier than they have been able to in previous years.  For Read more >

Knowing How to Spot Student Loan Scams

     By Tara Carter The thought of repaying student loans can be very stressful, therefore it’s no surprise that so many struggling borrowers consider reaching out for help. When seeking outside advice on the best methods of repayment, it’s easy to come across offers that base their fees on false claims when it comes to Read more >

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

For more on the NFCC, visit

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications