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Articles on Student Loan Repayment

Start Handling Your Student Loans in 4 Steps

Student loan debt can be overwhelming. It may be tempting to “think about it later” or stop paying on your loans when the budget gets tight. As much as you might be tempted to pretend that the problem doesn’t exist, ignoring your student loan payments or letting them go into default status can have serious Read more >

Ask Brianna: How Do I Get My Student Loans Back on Course?

“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out.  This week’s question: “I fell behind on my student loan payments, and I’m ready to get them back on schedule. Where do I start?” I’ll be honest: Restoring your loans to good standing won’t be a gentle, painless process. But there Read more >

Seeking Student Loan Forgiveness Opportunites?

For most borrowers, the only way out of student loan debt is repayment. But, this isn’t always the case. Depending on your profession, where you live, who you work for, your repayment program choice or the school you attended when you incurred this debt, you just may qualify to have some or all your student Read more >

How to Quickly Pay Off Student Loans

For an entire generation, excessive student loan debt is like a millstone chained around one’s neck. With so much debt hanging over their heads just as they start out in the working world, many of today’s recent graduates want to know how to pay off student loans quickly. Because the amount of debts we’re talking Read more >

What to Do If You Default on Your Student Loan

Did your student loans come out of deferment and you didn’t realize it? Missing even one payment puts you at risk of defaulting on your student loan.  Defaulting on your student loan can have some serious implications to your credit.  However, there are a few things you can do to avoid any more damage. Below Read more >

NFCC Reaction to CFPB Report: Housing Crisis Response Provides Blueprint to Address

 By Bruce McClary CFPB report highlights familiar challenges that struggling borrowers face; the federal government may a blueprint for addressing these challenges by looking to the successful response to the housing crisis. A report recently released by the Consumer Financial Protection Bureau (CFPB) Student Loan Ombudsman has offered a compelling case regarding the need to Read more >

What You Should Be Doing with Your College Refund Check

 By Tara Carter Its refund season! Around this point in the semester, colleges and universities around the country are beginning to disperse refund checks. To some, these checks act as free spending money, however many forget these checks are part of your student loans that carry interest. So, the question is what should students really Read more >

The Differences Between Your Student Loans

 By Tara Carter Classes are back in session and thousands of students across the country are preparing for the upcoming fall semester. For many students, applying for student loans played an important role in the college process. Along with many other factors that come along with student loans, you’ll want to know the differences between Read more >

Everything to Know About Student Loan Interest Rates

  By Tara Carter Like any other loan, student loans carry interest for borrowers. There are many different factors that can contribute to determining what a borrower’s interest rate may be; for example, the type of loan it is, and whether it is a federal or private student loan. First, before comparing different interest rates, Read more >

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

For more on the NFCC, visit

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit

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For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications