Scroll Down

Articles on Personal Finance

How to Pay for College When You Haven’t Saved Enough

If college tuition bills are looming and you don’t have nearly enough saved, you have plenty of company. But you also have options for making it more affordable. Four out of 10 families who hope to send kids to college aren’t saving for that goal, according to student loan company Sallie Mae. Among those who Read more >

The Ups and Downs of Student Credit Cards

For many students, college is the ideal time to try new things and take on new challenges. One important challenge to consider taking on while in college is that of establishing and building your consumer credit profile.   Not only will most people benefit from having a solid credit history when they enter the workforce, Read more >

HOW STUDENT LOANS AND PAYING THEM OFF AFFECT YOUR CREDIT SCORE

Student loan debt is becoming almost commonplace in America. According to the Student Loan Report, approximately 70 percent of college students in 2018 have student loans, with an average of $27,975 in debt per borrower. I’m not going to go further into the statistics; the more important topic to discuss is the impact that these loans Read more >

Money Saving Tips for College Students

Let’s face it, college is expensive and most students have a limited cash flow. The good news is that a number of businesses realize this and make an effort to accommodate their student clientele. Always keep an eye out for student discounts, and bring your student ID with you wherever you go. Many establishments offer Read more >

Paying for College: Community vs. Four-Year Colleges

 By Tara Carter Tuition costs are a hot topic among current and prospective students across the country. For most, college costs can be the main deciding factor when choosing where to attend school. Here lists the average yearly cost of tuition between two, and four year colleges: Public Two-Year College: $3,440 Public Four-Year College for Read more >

Best Credit Cards for Students

 By Tara Carter As a college student, the last thing most worry about is credit. However, getting a credit card and establishing good credit while in school gives you a head start to make things like buying a car easier post-graduation. Other benefits of having and maintaining good credit include better insurance rates, more negotiating Read more >

5 Ways to be Frugal When First Starting Your Career

 By Tara Carter Every fresh graduate looks forward to their first real paycheck as they begin their new career after college graduation. However, not everyone knows what to do with this new regular flow of income. College graduates spending styles range anywhere from uncontrollable spending to strict savings; but what should these new college graduates Read more >

Preparing for Good Spending Habits in College

 By Tara Carter College is a time for expanding your mind, meeting new people, and knowing the trials and errors that come with being in control of your own finances. While all of these things can be new and exciting, the harsh reality of all the new found responsibilities come along with these moments as Read more >

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

For more on the NFCC, visit www.NFCC.org

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit www.SharpenToday.org.

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications
Email: bmcclary@nfcc.org