Q. I attended a school and accrued over $22,000 in student loans. I feel that I was misled to believe I was guaranteed to be able to get a job when I graduated. I’ve heard of the borrower defense to repay rule but what is it and who qualifies for student loan forgiveness? Dear Read more >
The idea of student loans can be daunting, especially with the costs of education at historic heights. If you are already in the process of paying your loans, your monthly payment can be a stressful task that doesn’t feel like it’s making a dent in your overall balance, and, even if you have not yet Read more >
Students can now apply for federal financial aid the same way they share snaps and stories: through an app on their phones. The myStudentAid mobile app from the U.S. Department of Education lets students and parents fill out and submit the Free Application for Federal Student Aid, or FAFSA. The new app launched Oct. 1, the Read more >
“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. Earlier this Read more >
For many students, college is the ideal time to try new things and take on new challenges. One important challenge to consider taking on while in college is that of establishing and building your consumer credit profile. Not only will most people benefit from having a solid credit history when they enter the workforce, Read more >
Dan Brandt still has $32,000 in student loan debt, after earning his bachelor’s degree in marketing, but he’s not worried about paying it back. That’s because Brandt chose a major and a career with that debt in mind. “Money is a big deal for a 17-year-old kid that has nothing,” says Brandt, who graduated from Read more >
“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. Forbearance is a Read more >
Q. My daughter owes about $15,000 in student loan debt. She is physically disabled. She works only part-time for a 501c3 organization. How can she best receive counseling for repayment and/or forgiveness on her student loan debt? Dear reader, The best way for your daughter to receive the student loan counseling she needs is to Read more >
Q: I’m currently a graduate student and I am a few months behind on credit card payments and loans. I just signed a contract for a job that will start August 1, but I will not get my first payment until August 31. How could I speak to creditors about this? Dear Reader, Meeting your financial Read more >
Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it. A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and Read more >
Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.
NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.
Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.
For more on the NFCC, visit www.NFCC.org
The Sharpen Your Financial Focus™ program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit www.SharpenToday.org.
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Email: bmcclary@nfcc.org
