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Is Student Loan Debt Really ‘Good Debt’?

When you borrow money to pay for college, two words can help you make peace with your student loans: good debt. When financial experts use the phrase, “good debt,” they’re usually talking about debt that has the potential to create value in the future. That’s in contrast to something like credit card debt, which really Read more >

A Winning Strategy for Saving on Your Holiday Flight: Book Early, Use the Right Credit Card

Booking holiday flights is never a feel-good experience. It’s more of a “ripping off the Band-Aid” experience. You click “Buy now” and wince. Afterward, you avoid looking at your credit card statements and try to focus on more cheerful things, such as family and eggnog. But this year can be less painful, if you get an early start. The Read more >

Changes Being Made to Your FAFSA for 2017-18

 By Tara Carter Free Application for Federal Student Aid, otherwise known as FAFSA, is making some big changes for the upcoming year. The FAFSA is used for students to receive financial aid to attend eligible colleges or career schools. Loans and grants that are included in the FAFSA include Federal Pell Grants, Federal Student Loans, Read more >

NFCC Reaction to CFPB Report: Housing Crisis Response Provides Blueprint to Address

 By Bruce McClary CFPB report highlights familiar challenges that struggling borrowers face; the federal government may a blueprint for addressing these challenges by looking to the successful response to the housing crisis. A report recently released by the Consumer Financial Protection Bureau (CFPB) Student Loan Ombudsman has offered a compelling case regarding the need to Read more >

To Have a Car on Campus or Not?

 By Tara Carter When considering whether or not to bring a car to college, there’s certain things to consider first. First, its best to check your campus policies to see if students are allowed to bring cars on campus to begin with. After checking campus policies, you’ll want to list different pros and cons to Read more >

Paying for College: Community vs. Four-Year Colleges

 By Tara Carter Tuition costs are a hot topic among current and prospective students across the country. For most, college costs can be the main deciding factor when choosing where to attend school. Here lists the average yearly cost of tuition between two, and four year colleges: Public Two-Year College: $3,440 Public Four-Year College for Read more >

Best Credit Cards for Students

 By Tara Carter As a college student, the last thing most worry about is credit. However, getting a credit card and establishing good credit while in school gives you a head start to make things like buying a car easier post-graduation. Other benefits of having and maintaining good credit include better insurance rates, more negotiating Read more >

What You Should Be Doing with Your College Refund Check

 By Tara Carter Its refund season! Around this point in the semester, colleges and universities around the country are beginning to disperse refund checks. To some, these checks act as free spending money, however many forget these checks are part of your student loans that carry interest. So, the question is what should students really Read more >

For-Profit School Closures: What Student Loan Borrowers Should Know

 By Bruce McClary  The recent shutdown of ITT Technical Institute and the controversies surrounding Trump University have put for-profit colleges and student loan debt back in the forefront of the news cycle. Students attending private, for-profit colleges only comprise 12% of all who attend institutions of higher education in the United States. While small in Read more >

5 Ways to be Frugal When First Starting Your Career

 By Tara Carter Every fresh graduate looks forward to their first real paycheck as they begin their new career after college graduation. However, not everyone knows what to do with this new regular flow of income. College graduates spending styles range anywhere from uncontrollable spending to strict savings; but what should these new college graduates Read more >

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

For more on the NFCC, visit www.NFCC.org

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit www.SharpenToday.org.

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications
Email: bmcclary@nfcc.org