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Ask Brianna: How Do I Afford College as an Older Student?

“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. Q: I’m going to college for the first time in my late 20s after working for several years. How do I pay for it while dealing with potentially less income in the meantime? A: Making a big change like this requires Read more >

How to Get Relief From College Costs After Hurricane Harvey

If you’re caught in a natural disaster like Hurricane Harvey, figuring out how to pay tuition or make your next student loan payment probably isn’t top of mind. But if your family’s financial situation changes as the result of an emergency, you may be eligible for additional financial aid or a break in loan payments. Read more >

Ask Brianna: How Do I Help My Parents Pay Off College Debt?

“Ask Brianna” is a column on Nerdwallet.com for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. This week’s question: “My parents took out loans to pay for Read more >

How and When to Use Federal and Private Student Loans

College comes with a lot of new expenses that many students encounter for the first time. While your financial aid may cover tuition and books, how will you fill in the other expenses of daily life? Should you use part of your student loans for living expenses? Other options include private loans versus parent plus Read more >

Cheated By Student Loan ‘Debt Relief’ Firm? Here’s What To Do

Dozens of companies charge high fees and claim to help borrowers reduce or eliminate student loan debt. You may be dealing with one, but you’re not stuck. You can end contact with such companies and apply to federal student loan programs for free through U.S. Department of Education websites. While not all companies that collect Read more >

5 Ways Marriage Affects Your Student Loans

Marriage legally binds you to your spouse — but that doesn’t mean saying “I do” to another set of student loans. Each of you remains responsible for loans you took out before your wedding. But marriage can affect your loan payments, loan-related tax breaks and ability to pursue other financial goals. Here’s how. 1. Your Read more >

Want Your Student Loans Forgiven? Avoid These 4 Mistakes

For some of the 44 million U.S. student loan borrowers, the Public Service Loan Forgiveness Program is an incentive to pursue generally low-paying careers like teaching, firefighting and nonprofit work despite relatively high student debt. The government program offers tax-free loan forgiveness after 10 years for qualifying public servants. But only a few hundred people Read more >

3 Student Loan Risks Parent Borrowers Should Avoid

When Carol Coleman went to college, she didn’t need scholarships or financial aid to pay for her expenses. Her father gave her $800 a semester, and it was enough to cover all of her costs. Now, as a 51-year-old flight attendant and single parent, she’s shouldering $70,000 in Parent PLUS loan debt she borrowed to Read more >

How Does Student Loan Debt Affect the Economy?

Remember the 2008 financial crisis? You know, the one that economists say is the worst since the great depression. The crisis began due to issues in the subprime mortgage sector. These high-risk loans led to a large number of new homebuyers, which drove up housing prices, which led to people borrowing against their homes and Read more >

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

For more on the NFCC, visit www.NFCC.org

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit www.SharpenToday.org.

National Foundation for Credit Counseling
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Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications
Email: bmcclary@nfcc.org