You owe it to yourself.

Make the call.


Get student debt answers now.

Gain the confidence you need to make decisions about your student loan debt. Reach out to an NFCC Certified Consumer Credit Counselor for help minimizing your debt’s impact on your finances and future plans.

Give us a call or have us contact you. We’ll get you the answers you need**.

Phone 1.877.406.6322 1.877.406.6322

Have an NFCC® Certified Consumer Credit Counselor get back to me.

**Student loan counseling fees vary by member agency.

Student loan repayment counseling.



student loans across programs.



interest over the life
of your loans.



loan rehabilitation,
forgiveness and other programs.

Why choose us?

Gain access to over 60 years of experience helping people like you get answers to all of their debt-related concerns, including student debt solutions.


We are experts on the ins and outs of student borrowing and repayment, and its impact on your financial health. We also stay with you every step along the way until your issues are resolved.


No one is turned away. You always know where you stand and who to call with questions about your student loans and other financial issues.

Local to you

NFCC member agencies have office locations in all 50 states and Puerto Rico, which are staffed by NFCC Certified Consumer Credit Counselors.

I made the call.1

Sure it bothers me, paying on loans for a degree I don’t have. But, I had to press on and find a way. Fortunately, I didn’t have to find it on my own.

Back then, I figured they wouldn’t give me more than I could easily pay back. Wrong. Thankfully, I got the answers and help to work through it and get it done!

I’d be lying if I said I’m not concerned signing for these loans. I see the headlines. I just want to stay on top of things by getting advice from the start.

1Stories above represent a compilation of actual NFCC client experiences.

Be informed.

Knowledge is power. To help you make the best decisions possible for your future, we provide you with access to a wealth of useful tools and resources.


Get the latest insights on recent news regarding student loans and your personal finances.


From calculators to definitions, find what you need to make better financing and repayment decisions here.

Who is the NFCC?

We are the National Foundation for Credit Counseling® (NFCC®). Founded in 1951, the NFCC is the largest and longest-serving national nonprofit financial counseling organization in the United States.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit

Thank you to our funders.

The Sharpen Your Financial Focus program is an initiative of the National Foundation for Credit Counseling (NFCC) in partnership with a broad cross-section of supporters. Together, we are committed to increasing the financial well-being of Americans. This initiative is partially funded by Bank of America, Chase, Synchrony Financial, Wells Fargo and other major financial institutions. We thank all funders and partners who make this program possible. For more information, visit

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications



You’ve just taken the first step toward addressing your student loan debt concerns.

Locating Member Agency…

A representative from this NFCC® member agency will contact you to schedule an appointment.

Feel free to reach out directly to schedule your appointment now using the contact information above. You will receive a confirmation email that will also contain the member agency’s contact information.

In the meantime, we invite you to learn more about our other programs and how they might help you as money-related issues and questions come up in your daily life.

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